Get to Know Us


Wm. Al Muskat, CFP®

Financial Advisor

Wm. Al Muskat is a CERTIFIED FINANCIAL PLANNER professional specializing in tax and retirement planning. He has assisted thousands of clients around the country with retirement packages, advising them of ways to potentially maximize their financial opportunities. He uses a personalized approach with each client to build solid, long-term relationships. Al assists in retirement planning and wealth accumulation and helps solve the many problems unique to retirees.

With more than 30 years of experience as a tax and financial advisor, Al's goal is the preservation and strength of his clients' financial position in the years and decades to come. He accomplishes this through a properly diversified portfolio, periodic monitoring, and consistent reporting.

The people who work with Al not only have the knowledge and experience to help you pursue your financial goals, but they also happen to be extremely great folks, too! Our staff is always ready to address your concerns, answer your questions, and put you at ease. You can contact Al at

(CA Insurance Lic.# 0664154)

Patrick McInnis, CFP®

Director of Operations

Patrick McInnis is a CERTIFIED FINANCIAL PLANNER professional specializing in retirement and financial planning. He joined the team more than 15 years ago and completed his degree in finance at California State University of Fullerton. He is the director of operations for the office and works with clients to help them navigate through their financial plans. Patrick grew up in Orange County and has lived in Simi Valley since 2007. He is happily married to his wife, Laura, and they are proud parents to their two girls, Kinley and Adalyn. He enjoys golf and has been a member of the Simi Valley Kiwanis Club since 2012. You can contact Patrick at

(CA Insurance Lic.# 0G65024)

Larry Phillips

Registered Representative

Larry Phillips has been with our team for more than 25 years. He is a registered representative and a client service point of contact. He also handles insurance services for our clients and is very knowledgeable in the area of long-term care insurance. He is an avid outdoorsman and loves fishing. He has been married to his wife, Carol, since 1987 and is the proud father of three and grandfather to two beautiful girls, Paisley and Eloise. You can contact Larry at

(CA Insurance Lic.# 0B99647)

Pam Philbrook

Registered Representative

Pam Philbrook has been with our team for more than 25 years. She is a registered representative and a client service point of contact. She is our resident expert on all things account related and helps facilitate account opening, changes, transfers, and distributions. We have had the privilege of seeing both of her boys grow up here at the office. You can contact Pam at

Cecilia Ventura Lopez

Administrative Assistant

Cecilia Ventura Lopez is the friendly voice of the practice. She joined us as an administrative assistant more than 15 years ago, and we don’t know how we survived before she came. She has been married to her husband, Patrick, since 1991 and is the mother of two beautiful girls who keep her very busy as they travel the world in their endeavors. You can contact Cecilia at

Patty Muskat

Branch Finance Director

Patty Muskat has a background in business management. She is responsible for our practice's financial management, HR, and marketing. She is Al’s better half and is a mother/stepmother to six children, and a grandmother to 13, which keeps her busy! You can contact Patty at

Bradley Bronk


Bradley Bronk is a CERTIFIED FINANCIAL PLANNER practitioner dedicated to providing a high level of service to each client. From working professionals and families to retirees, Bradley serves a wide range of successful individuals who require a wealth management strategy. Tailored and customized financial plans help clients pursue continued financial success, independence, and peace of mind.

Bradley received his BS at the University of California at Santa Barbara. He continued his education at Pepperdine University and earned a MBA. He completed his CERTIFIED FINANCIAL PLANNER certificate program through the University of California Los Angeles. In addition, Bradley is a licensed life insurance agent (CA Insurance Lic. #0F04390).

Bradley has lived in Ventura County for more than 40 years. He and his wife live in Thousand Oaks with their four children. Bradley is the proud father of a son and three girls. He enjoys spending time with his family, coaching sports, and spending time outdoors.

It is his great privilege to work with clients across the nation and be an integral part of their successful financial future.

Bart Ketterling

Enrolled Agent

Bart Ketterling has been preparing taxes for and conducting tax planning with businesses and families for more than 25 years. After graduating from Azusa Pacific University, Bart earned his MA in sociology with an emphasis on marriage and family counseling. Bart is an Enrolled Agent and holds the FINRA Series 7, 63, and 66 securities registrations. He is an active member of the Channel Island's Society of Enrolled Agents and serves as state director for the California Society of Enrolled Agents. Bart's passion is working with small businesses to help them grow and succeed. Bart and his wife, Judy, have lived in Ventura for more than 30 years. They have three children and four grandkids. An avid bicyclist and dirt biker, Bart enjoys being out in nature. He is also very active in his church with volunteering and leadership roles. Bart's commitment to integrity can be seen through his tireless work ethic and strong family values.

Joseph Lechman

Joseph Lechman is a principal at his firm. After receiving an accounting degree from California State University, Fullerton, Joe obtained his J.D. degree from Pepperdine University graduating magna cum laude. Joe also received his LL.M. degree in taxation from New York University School of Law. Joe's practice emphasizes estate planning, probate, corporate and individual tax planning, real estate, and corporate law. Joe is admitted to practice before the United States Tax Court, United States District Court, United States.